Income Protection
Provides you with a monthly income stream, whilst you are unable to produce an income as a result of illness or injury. By replacing your regular income, payments can assist you and your family to continue to lead a normal lifestyle whilst you focus on your recovery. Income Protection policies are very flexible and can be tailored to suit your individual circumstances. |
Life Cover
Life cover provides a lump sum in the event of death, providing an ongoing income for the family left behind. This ensures the mortgage and the cost of raising the children is covered, whilst maintaining their lifestyle. |
Trauma Cover
Trauma Cover provides a lump sum in the event you suffer a specific trauma event. This assists with the costs associated with serious illness and can also be used to pay the mortgage. Statistics have proven if the financial pressures are removed, the patient has a better chance of making a full recovery. |
Total & Permanent Disability
Total & Permanent Disability (TPD) covers you in the event you become totally and permanently unable to return to work. If you were to suffer from such a condition you and your family would be left significantly disadvantaged due to the loss of capacity to earn an income. This sum could be utilised for home modifications, medical expenses, eliminating debts or supplementing your lost income. |
Child Cover
One of the greatest fears of any parent is for a child to become ill. Child Cover will provide a lump sum payment in the event that your child suffers a specific trauma event. The one thing that a child wants the most when they are sick is their mum and dad. Child cover will assists you to have time off work to be with your child, or assist with medical costs. |