Review

A regular review of existing policies is also extremely important. As your circumstances change, so do your needs and therefore, the cover that you have had in place for years may no longer be effective to your situation. There have been changes that have occurred within the Insurance Industry over the past couple of years, and it may be that, you can now obtain better cover and often for a more affordable premium. Let us give your existing policies a health check!

Please consider the following checklist, if any of these events have occurred, it would be recommended that you contact us for a review:

  • Increased debt level
  • Decreased debt level
  • Started your own business
  • Altered your business structure
  • Changed occupation
  • Your income has increased
  • Your income has reduced
  • Recently married
  • Recently divorced
  • Recently had a child
  • You have a child between the ages of two and eighteen years old
  • Children have left home
  • You have given up smoking
  • Your health improved since your policy commenced
  • Change of beneficiary

The Importance of Reviewing Your Existing Portfolio

While you may have existing policies in place, it is vital to review them regularly, to ensure that they remain effective to your situation as your needs change. What may have been suitable 5 years ago, may no longer be effective, as in that time you may have married, had children, your Income may have increased, your mortgage may have increased, you may have given up smoking. In fact there are many events in day to day life that effect the Financial Security of your Family.